25 Years of Excellence in the Mortgage Industry Means Experience You Can Count On

In 1982, Jay Steren believed that a lender could offer affordable loans to its customers and still run a profitable business. He never understood the practice of charging large points or fees and therefore, was determined to provide the lowest possible interest rates and fees available to his mortgage customers.

With that philosophy in mind, he founded Mortgage Capital Associates (MCA). The mortgage professionals at MCA strive to build lasting business relationships based not only on offering you low rates, but on sound business practices. Today, 25 years later, our honesty, integrity and outstanding customer service have helped us achieve our status as one of the nation's top 200 lenders.

Providing You with Easy Access to Mortgage Services Nationwide
Fascinated by the potential of the World Wide Web, Mr. Steren saw to it that MCA was one of the first lenders to use the Internet as a way of marketing the firm. It made researching mortgage information - 24 hours a day - easier for customers like you. And, made it possible for us to reach out to you in the comfort of your own home no matter where you live. The Internet hastened our growth into becoming a successful nationwide lender.

When MCA began, there was one office that served only California residents. Now with 25 years of experience and billions of dollars in funded loans, we have established ourselves as a national direct lender. Doing business in 39 states, it's possible for us to assist you almost anywhere in the United States.