For the last 13 years, we have been helping entrepreneurs build their companies one step at a time. We offer a 70/30 hybrid loan, that is 70% commercial loan at 3.5% fixed with a no pre pay and 30% joint equity partners who want to be bought out in 5 years. Our experience and expertise will fund your loan in 30 to 45 days. Please e-mail me at mikekim@mynorthloans.com or check out our website at www.mynorthloans.com.

We charge no upfront costs, neither do our lenders. We look forward to reviewing your loan submissions. Our loan range is $10M to no limit. Thank you.

Michael H. Kim, President + CFO

Northloans, LLC

mikekim@mynorthloans.com

www.mynorthloans.com