A hands on knowledgeable Branch Manager with more than 20 years' experience in Mortgage Banking. I get to know my borrowers and put them in a loan that best fits their needs. Vast knowledge of FHA, VA, Conventional and Jumbo financing and guidelines sets me apart from others. My reputation is built on honesty, reliability and accountability.

INTERNATIONAL CITY MORTGAGE is a direct mortgage lender and is the logical choice because we underwrite, fund, securitize and service our loans. So while we lend to high-quality borrowers, we can also say 'yes' to loans others refuse to consider.

We believe careful analysis of credit, income, assets and collateral should be the determining factor of loan worthiness, not credit scores, alone. That's why we consider borrowers with credit scores as low as 580 and up and we lend to those who have yet to establish a credit score, as well.

We offer a host of loan programs including:

Conventional
FHA
VA
Jumbo
EEM (Energy Ecient Mortgages)
CalHFA CHDAP

If you enjoy helping worthy families realize the dream of home ownership, consider partnering with Melissa Crawford and International City Mortgage for your next loan.