Hurray!! USDA is back. We are now underwriting USDA loans. the congress has passed the appropriations bill and the President has signed the bill. The program is basically a $0 down program with no monthly MI. Here are the...

TDHCA Texas First Time Homebuyer Program (Bond Program 77)Effective May 2010, the Texas Department of Housing and Community Affairs (TDHCA) announced the release of $500 million in funding for first time homebuyers. The...

In 2009 the USDA enacted changes that made millions of borrowers eligible for their rural mortgage programs. Many home buyers dream of purchasing a home but don't necessarily have the cash on hand to make the hefty 20%...