can we get refiance after having a modifaction loan several years ago.
You can refinance after the modification has been permanent for 1 year or more.Mark E. Ary, MBASenior Licensed Loan OriginatorNMLS # 499320239-549-1997

I have a low credit score of 520 due to a chapter 13. My yearly income with my husband's is $225,000. Can we qualify for a loan?
With a score of 520 you cannot qualify for a conventional loan. However, depending on the rest of your circumstances I have a portfolio lender than can probably qualify you. If that sounds like something you want to pursue you can call my office 239-549-1997.Sincerely,Mark E. Ary, MBASenior Licensed...

at age 81, what is the probabilityI can get a mortgage?
Dear 81,Actually, pretty good and it should be noted that age discrimination is illegal. You could either go with a conventional or a reverse mortgage depending on your specific financial situation.If you have any questions regarding this information, please call me at your convenience...