How to Stop Paying Rent
Housing is a precious commodity that we all need every day. It's your choice to rent or to own, yet buying a home for yourself usually beats buying one for your landlord. If you're planning to stick around, however, owning may prove to be more rewarding. Here are five good...

FHA Streamline Refinance
If you currently have an FHA mortgage and would like to refinance your mortgage loan, the FHA streamline refinance loan program was created specifically for you. . This time-saving mortgage refinance program is the easiest way a homeowner with an FHA mortgage can...

USDA Rural Development Loan FAQ
While USDA loans share many qualities with other government loans, such as FHA and VA, they also include many unique requirements and characteristics which can be confusing for first-time home buyers or borrowers who are unfamiliar with the mortgage application process...

Refinancing a Conventional Loan
There are several reasons why one would want to refinance from a government-backed loan into a conventional loan. . Conventional Loan RequirementsCredit: Generally, borrowers should have a credit score of at least 620 with a solid credit history to refinance, though higher...

What is an FHA Loan?
FHA loans are insured by the Federal Housing Administration. Since FHA guarantees to pay the balance in the event of a loan default, rather than the lender having to write it off, FHA loans are open to people with little to no credit history, poor credit history or to those...

Buying Your First Home, The Survival Guide: Choosing a Home
Editor’s Note: This article is the third in Lender411’s Buying Your First Home, The Survival Guide trilogy. Skip to the first entry, Getting Pre-Approved or the second, Calculating Costs.. Part Three: Choosing a HouseOnce you have an accurate estimate of your...