100% Financing/ Zero Down
Updated Oct. 9, 2013
True 100%Financing/ Zero Down.True 100% Financing / Zero Down.100% Loan-to-Value based on Appraised Value.Purchase Transactions: 2% upfront Guarantee Fee (may be financed).0.40% Annual Guarantee Fee.Closing costs can be financed into loan or can be paid through premium pricing.Loan amounts up to $417,000.Not...

HARP has been expanded- no overlays
Updated Oct. 9, 2013
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:">Great news--the Administration's Home Affordable Refinance Program <span style="background:yellow;mso-highlight:yellow">(HARP) 2.0 has been expanded, </span><span...

Niches- Yes I can
Updated Oct. 9, 2013
FHA 'streamline' refinances No FICO requirementMortgage rating on subject property onlyNo appraisal or AVMFHA 620-640 with minimal overlaysMaximum financing on FHA loans down to 580 FICOVA loans with NO minimum FICO and 100% financing (Jumbo requires 600 credit score)FHA purchase (both...

Freddie Mac Relief Refinance
Updated Oct. 9, 2013
Idaho Mountain Mortgage, is now offering Freddie Mac Relief Refinance Mortgage - Open Access!The Freddie Mac Relief Refinance Mortgage - Open Access assists borrowers who are making timely mortgage payments, but have been unable to refinance due to declining home values.With no limit to the LTV / TLTV / HTLTV...

USDA True 100% Financing
Updated Oct. 9, 2013
True 100%Financing/ Zero Down.True 100% Financing / Zero Down.100% Loan-to-Value based on Appraised Value.Purchase Transactions: 2% upfront Guarantee Fee (may be financed).0.40% Annual Guarantee Fee.Closing costs can be financed into loan or can be paid through premium pricing. Loan amounts up to $417,000.Not...

Savings Strategy: Switching to a Shorter- Term Loan. We have Choose your Term 15 years through 30 years
Updated Oct. 9, 2013
Savings Strategy: Switching to a Shorter-Term LoanName: Chris Reining Location: Madison, Wis.How would you like to pay refinancing costs and increase your monthly mortgage payment to save money? Sounds crazy, right?. The truth is that doing just that may actually help cut your mortgage costs in the long run....

FHA Streamline with No Credit Score requirement
Updated Oct. 9, 2013
FHA Streamline with No Credit Score requirement. No Fico scoresNo Credit ReportMortgage rating on subject property onlyNo AVM or appraisal on most propertiesAVM on manufactured above 125% max LTV per AVmProperty cannot be vacantTwo current Utility BillsProof of funds to close60 days interest OKall other...

Short Sales Reporting on Credit As a Foreclosure
Updated Oct. 9, 2013
Senator Bill Nelson (D-FL has asked for an investigation and possible "crackdown" on the manner in which short sales are impacting consumer credit files. Nelson said that short sales are now often reported to the credit agencies using the same code that designates a completed foreclosure.. In letters sent...

On Line Application for your use when ready- can even come back if not finished.
Updated Oct. 9, 2013
https://secure.web-loans.com/loancenter-apply-short.aspxCopy and past to your web browser.

Apply Online Safe Secure site
Updated Oct. 9, 2013
https://secure.web-loans.com/loancenter-apply-short.aspxCopy and past to your web browserStart here to answer all of your questions in Idaho or Oklahoma- Goes to my desk as a secure dock fromour application department. I will answer you with a Automated Loan Approval within the hour.

Zero Down but Good Credit and Rent History?
Updated Oct. 9, 2013
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2/28 3/27 5/25 Products from the past?
Updated Oct. 9, 2013
Looking at new products available to finance home purchases and ran into a Company in California that is offering 2/8 3/27 5/25 Arms for purchase down to 500 Fico score from $100,000 to $750,000.. "Right now the program is available to mortgage brokers in California, Arizona, Oregon, Idaho, Colorado, Utah and...

What I get in my email.
Updated Oct. 9, 2013
We are a broker with 20 different lenders to choose from, here is what one of our Whosale lenders sends us everyday for low FICO borrowers.. You've seen the reports.* One of every three applicants for a home loan will be rejected under the credit score standards imposed by most lenders. Unlike other lenders,...

Rates Today.
Updated Oct. 9, 2013
Markets started out today generally unchanged as the world awaits the FOMC policy decision and Bernanke's press conference this afternoon. It isn't news that for the last six weeks, since the strong April employment report released on May 3rd that markets have been debating what the Fed may or may...

Manufactured Construction to Perm One Time Close.
Updated Oct. 24, 2014
Idaho Mountain Mortgage, LLC is offering. FHA Construction-to-Permanent loans for new manufactured and modular homes.. Idaho Mountain Mortgage, LLC., Inc. offers FHA Construction to Permanent loans for new manufactured and modular homes. Our FHA One Time Close program provides construction financing, lot...

18- 34 set Shops for Mortgages online.
Updated Oct. 9, 2013
Who shops for mortgages online? The new generation with smart phones.. "It's more likely to represent a generational shift in shopping preferences as well. Those 18 years old to 34 years old are interested in buying their first homes--having grown tired of the paucity of choices available among rental...

Why using a Mortgage Broker is Better than a Bank
Updated Oct. 9, 2013
WE KNOW WE'RE SINGING TO THE CHOIR ...You may know the reasons going to a mortgage broker may be better than going to a bank*, but your potential customers may not. You know that:. Your clients do not have to commit to hours and hours of online searching for products and rates. They are also not subjected to multiple...