What is the difference between an FHA loan and a regular loan. How would I know which is better for me? We just want to buy a home for the first time.
The FHA loan has much lower mortgage insurance as well compared to conventional morgages. Rates are typically better and much easier to qualify.Feel free to email me any questions or call toll free 1-866-334-LOAN(5626)LeoLends@yahoo.com www.RatesNow.NET

FHA 5/1 ARM Question
Why risk the arm, my 30 year fixed rate for FHA is great, if you paid 1 point on a 30 year fixed rate it would be 4.5%, if you really want a 5/1 ARM then 3.625% with 1 point As an example on a $100,000 loan amount @ 4.5% = $506.69 monthly P&I payment or if you do a 5/1 ARM at $100,000 loan amount 3.625% Interest...

New mortgage guidelines affecting people with good credit?
Not sure why it would be apoproved 2 months ago, if they did a full pre-approval and ran it through desk top underwriting then it should have given them the answer then. What is the LTV? (loan to value), The benefits to FHA is that you can go up to 96.5% LTV , the morthly mortgage insurance is less than...

New Haven, CT Mortgage.
Give me a call. it costs you nothing to find out what rate and costs will be. I work for one of the largest independantly owned mortgage lenders in the country. Our rates and fees are among the best, our service is unequal. While wells Fargo is a very solid company, I use to work for them and their rates are not...

Refinance With No Closing Costs?
I can offer you a no or very low closing cost solution for your refinance. Contact me if you are interested. If your credit is acceptable and full doc loan.www.LeoLends.com 1-866-334-5626 Leo@LeoLends.com

Do I qualify for a VA Mortgage In The State of MA?
Enter your answer hereHello, That score you received could be the low, middle or high, you would need to have your credit pulled by a good VA lender and see exactly what you scores are. While VA may not have a required minimum score the investors have set their own minimums which is currently 620, now 620...

Can I Obtain a lower rate without changing the years left on the mortgage/
I don't know of any lender doing 12 year loans. 10-15-20-25-30 6.125% is a very high rate. If you have good credit and are able to produce income verification as well as assets you may be able to get a 10 year for less than you pay now on the 12 remaining years. I will be happy to run some numbers for you and...

Home Loan Question
Sounds like you need a good realtor and mortgage lender because they should be able to help you structure the deal properly.

fha pmi
Only on 15 year FHA. On 30 year you will need to wait a minimum of 5 years to get the monthly mi removed assuming the vale is 78% or less. Why would you want an FHA mortgage if you are putting down so much? Call me and I can answer all your questions. 203-525-3672

If I have PMI, do I have to do a HARP refinance through my original lender?
No you don't I can help with that www.LeoLends.com 203-525-3672

Effect of change of employee
If you are staying in the same job field and same job type no problem changing employers.