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Thomas Dasta's Answers


hi I was quoted today with a conventional loan 20% down a 5.375 interest rate. is this ok
That is a very high rate. it is probably a non warrantable condo so most are limited. I do have a conventional portfolio program that meets your need. Please call me at 678-571-7433 at your convenience to discus.
Can i do a homestyle refi to get rid of mi?
Yes you can. 678-571-7433. I'm available anytime.
are refi rates good for fha streamline i have 711 credit, husband has 670
Conventional would be the way to go. Mortgage ins is required on all FHA loans. I have rates in the low 4s right now. Make sure you check rates with different lenders. Thomasdasta@live.com.
Seeking assistance obtaining a 2nd home (condo) in Florida. 20% Down, Good Credit (No issues), 55% DTI
I may have a bank statement program for you if you are self employed. You can reach me at 678-571-7433. I would like to see your entire financial profile before commenting.
Looking for a 1 time construction loan in Atlanta, Ga
I think I can help you. Please give me a call at 678 571 7433 when you have a minute.
Credit report
I am a broker and will pull your report for free and send it to you for free. Lets discuss your options. 6478-571-7433. If I cant do it then no one can but I will direct you to a niche bank if I know of one.
whats the minimum equity i need to do a heloc?
You are capped at 80 to 85% for a HELOC.
Refinace from fha loan to convetinal loan to avoid PMI?
Conventional is the wayv to go now. Rates are low and I have a no pm I program to 95% @ 4.25%. I can pay all closing costs. Tom Dasta 678-571-7433.
Aug 2009 invited to workshop that would be in Oct WFHM rep be behind in pymts at smr told can not help cause u bhd let u miss pymts till Jan n Dec foreclosed started 2011 forced n 2 bad refinance been fighting should I coniinue
Are you still behind on payments? If not when did you start paying on time? you can possibly refinance again if your payments are on time and acceptable credit.
trying to decide if a conventional or fha refinance loan is the best way to go.
it depends on a few factors such as credit score and loan to value. Feel free to give me a call at 678-571-7433.Tom
We want to move but are underwater.
You can call your current servicer to see if they would agree to take less that what is owed due to the current market in your area. Otherwise you could rent it until the value comes back. Feel free to contact me directly at 878-571-7433.
by having a VA loan would this disquaifly me for harp
if you have a VA loan then you would not need HARP. VA has a program to lower your rate without an appraisal. I can be reached 678-571-7433 anytime if you would like to discuss further.
Reputable va loan lender in Florida
I am licensed in GA and FL and understand both markets well. I am very familiar with VA and you wont find a more competitive rate. 678-571-7433 Thomas Dasta/
any lenders offer 80/10/10 in Georgia?
Your score is fine for the purchase of residential property. 678-571-7433 can get you prequalified with the best rates. - Tom Dasta
Are mortgage rates lower or higher for secondary residences compared to primary residences?
How much do you plan on spending, down payment, credit score and type of property?
Looking for a foriegn national loan have little credit history
I can do it with 30%. Credit is not an factor in this case. Feel free to call me at 678-571-7433.
Chapter 13
i have a program 1 day out but rates are ablittle high. 2 years after discharge for fha otherwise. tdasta@lendfm.com. 678 571 7433
What is the latest news on the HARP 3
it does not exist at this point. The values have been improving and rates are still very good. You may now have an option under conventional guidelines. Thomas Dasta678-571-7433Thomas.dasta@lendfm.com
How do I pay off a judgement?
You will need to satisfy that judgment before you can get financing so you will need to pay the amount and then ask for a letter of satisfaction. You can reach me at 678-571-7433 if you have any other questions.

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