Bank Statement Loan Program in Georgia?
Hello, Shawn We are mortgage brokers in Atlanta, GA and we work with clients who want bank statement loans. The qualifications for these programs vary a bit depending on the lender. If you are self-employed, we will need 24-month bank statements, which is used to average your income. There are some...

Construction to Perm Loans in Charlotte with 90% LTV, Do they exist?
There are construction to per loans, but as Williams stated, they are difficult to find. We do offer a couple of programs. Are you seeking for primary or investment property? What is the property type? Is the land free-and-clear, or are you seeking an acquisition loan for that also. Please feel free to...

Credit score 606 ... any advice for a lender for a refinance?
We are able to do loans with that score. What type of loan program are you seeking...VA, FHA, or non-prime? We have programs for both owner-occupied and non-owner occupied properties.

I am a single parent, bad credit needing a home loan.
We pride ourselves in taking the time to understand our client's unique challenges and provide them with the resources and tools to position them to qualify for a mortgage loan. As you are aware, credit worthiness is a key indicator of your ability to repay debt according to the terms of the agreement....

Which tax deductions can a mortgage broker recover from your adjusted gross for the purpose of obtaining a mortgage. I am a turck driver paid on a 1099.
Self-employed borrowers can face unique challenges, particularly when the deductions on tax returns result in their true income not being reflected. Not all lenders will consider adding back deductions for income purposes. In some cases, some lenders may allow deductions such as depreciation,...

Can an overseas resident got a mortgage from City bank for an american house
If I understand your question, you are asking if a foreign national can get a mortgage for residence in the United States. The direct answer is yes. We have several loan programs for foreign nationals and the requirements will depend on if the borrower currently has property in the U.S., or if they have an...

I am looking to purchase a home to use as a rental property. Are there any special requirements for this kind of loan?
Hello, There are special requirements for investor loan programs. These requirements depend on several factors. For example, if you are self-employed, there are loan programs designed specifically for the self-employed investor. The loan programs available vary from those offered by...

When can we apply for a loan?
Hello, The type of BK you filed will determine how long you must wait before applying for a mortgage. If you filed a Chp 7, it is typically 2 year, and a Chp 13 is a year. Another factor that will determine the length is the type of loan you are seeking. At The Bradford Group, our Loan Advisors will work with you...