Want to Invest?
Updated Oct. 9, 2013
I get so many calls everyday asking me questions like, "Kelly, with this economy should we buy some of these foreclosures"? Well let's think about this for a moment shall we? First, the rates. Never in history have the rates been so low. I can remember buying my first home at 10% thinking "Wow, I didn't...

Buy that Foreclosure
Updated Oct. 9, 2013
I get so many calls everyday asking me questions like, "Kelly, with this economy should we buy some of these foreclosures"? Well let's think about this for a moment shall we? First, the rates. Never in history have the rates been so low. I can remember buying my first home at 10% thinking "Wow,...

Chocolate Chip Cookies makes a Closed Loan
Updated Oct. 9, 2013
Yes, you read correctly. For those who follow my blogs, they usually occur after I have experienced an incident with either a borrower, Realtor or builder. It could be either a negative or positive incident, but it seems to always prompt a blog from me. Maybe from frustration, or maybe because it NEEDS TO BE KNOWN!. So...

Rates..Rates...Rates
Updated Oct. 9, 2013
So, the first of 2011 has seen a steady increase in mortgage rates. The 3.75 30 year fixed rates are now gone and we are back in the 4's. Back in the 4's?? Is this supposed to be a BAD THING?? I am a mortgage banker and I can recall when I was excited to refinance my own home all the way down to 6.5%! Does anyone...

Refinance Help is Here!
Updated Oct. 9, 2013
With the New Year, comes new help for Americans who are upside down in their home mortgages. Ladies and Gentlemen, let me re-introduce HARP! (2.0 that is!). After many failed relief prpgrams from our Government, homeowners can finally breathe a sigh of relief. The plan is also called HARP, H.A.R.P., Making Home...

I Drive a Chevy
Updated Oct. 9, 2013
So now that I have captured your attention regarding the vehicle I drive, one can only wonder what on Earth driving a Chevy has to do with Mortgages, Lending or rates for that matter. Well I am here to tell you; it does.. I was recently training a new loan officer a few weeks ago. We spent a lot of time together, going over...

Underwater on your mortgage?
Updated Oct. 9, 2013
Do you owe more on your mortgage than it's worth? Tried to refinance and could not because your value is gone? With this new great government program, we can refinance you now! No Appraisal, No LTV restrictions, minimal fees, and lenient lending requirements. so how do you qualify? Watch this short...