My credit score is 735 and my wife's is 609 A broker said she needs at least 620. Is this true
Credit score wise, you can qualify for an FHA home loan. Being a broker, I have access to different banks to fit your needs. Your down payment will only need to be the standard 3.5% If you wish to be fully approved, then I would need to see your debt, income ( how long you have been in the job profession)

options for a refinance?
Hello,Based upon the brief information, it does sound like I can provide you with a lower rate and no MI. Please call me so that we my discuss your options. 214-886-2898Regards,Kirsten FleenorSr. Loan Officerk_fleenor@swbell.net

Whats acceptable credit score for fha mortgage?
600 with no late payments in the last 12 months.

What credit score is needed for a fha loan?
Your credit score is perfect for FHA, VA and USDA. I also have down payments assistance programs available as well. I am Texas based bank Town Square Financial: Kirsten Fleenor 214-886-2898

I'm trying to get a VA loan but my credit is poor
I am mortgage banked in Dallas,TX. I can go down to a 600 however I will need management approval. I can also review your credit to see where you can improve on to increase your score. I believe in making the process as streamlined as possible. Call me if you would like to talk further: Kirsten Fleenor...