Whether you are buying or refinancing a home in Texas, I work with every client to build a relationship for life. I have the financing programs

• FHA - 3.5% down with an escrow hold back for minor repair. 640 credit score
• FHA Portfolio - 3.5% down with 600 credit score
• FHA 203k(s) - up to $35,000 rehab purchase/refinance loan
• Conventional - standard loan programs
• Investment Properties - Up to 10 financed properties
• Reverse Mortgage
• Jumbo - 90% CLTV no MI
• VA - 100% financing
• Texas Vet - 100 financing
• USDA

I have been a Foster Parent for 7 years and I have adopted 4 children - two boys and two girls.