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Kevin Shanman's Answers

Credit score of 654, is it possible for me to purchase a home?
Hi Joanna,I would be happpy to work with you. I am the owner of a local business, Cornerstone Capital Financial Services, right in River Edge. I could meet with you and your husband in my office or your home, whatever is more convenient. Please email me at or visit my website at...
What kind of rate would I be looking at with a 740 score?
Hi,Fannie Mae (you can verify this on line) has no adjustments at the 740 level, meaning that at 740 will be eligible for the best possible rate, unless, as Mona indicated, you are getting a government (VA/FHA/USDA) loan, in which case it would likely not matter. There are other important factors-...

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