Do 80/20 loans still exist? I have an 832 credit score. Any other options to avoid PMI in Texas?
It is difficult to obtain any type of 100% financing outside of USDA or VA loans. Standard conventional financing you are looking at minimum down payment of 3-5%. You can avoid mortgage insurance with these programs and a small second loan. For example, you could qualify for a 80/15/5 where you put only...