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Kevin W. Hardin's Answers


can i refience my morg if i owe 35900 but house worth 290000 i dont fa loan
Let's say you could, why would you? A good analysis of what you could rent for vs. the current mortgage is suggested. Then ask yourself how much you could save over the next X years if you rented instead of stayed in that home? Many people are finding out that the real estate recovery past them by and loan...
can i refience in house is worth 290000 owe 359000 its fa loan its with owen
Let's say you could, why would you? A good analysis of what you could rent for vs. the current mortgage is suggested. Then ask yourself how much you could save over the next X years if you rented instead of stayed in that home? Many people are finding out that the real estate recovery past them by and loan...
after loans doc are signed can loan be denied?
You will rarely find a set of mortgage docs that do not have language in them that specifically specifies any outstanding prior to funding/wire conditions that must be satisfied prior to recording or has express language disclosing that signing the documents is not a commitment to lend. Lenders...
How do I find a legitimate attorney willing to sue my mortgage holder (if that can be determined) and my mortgage servicer?
Give McCarthy Law PLC a call. Ask for Kevin McCarthy. McCarthy Law is a plaintiffs firm that sues lenders / servicers on contingency. 602-456-8900
Can my ex husband refinance the house without my signature?
Is your question a legal one or a permissive one as Williiam Acres describes below?
I want to know is it wise to refinance or take out a loan to get out of debt.
If you trade one debt for another, you are not getting out of debt, If you find you have too much debt, you need to put a strategy together to pay off that debt. Don't use a home as a checkbook.
My husband refinanced our house without me. Is that legal or possible?
In a community property state a spouse can refinance or create a new mortgage debt on real property. However, for that property to be considered sole and separate debt, you would have to sign a Disclaimer Deed. Now, a lender, will probably want you to execute a Quit Claim deed as well if you were on Title...
What are my refinance options?
I agree with Derick as far as a mortgage origination solution. However, it is possible that your Combined Loan To Value CLTV i.e. the combined amount of 1st and 2nd as a percentage of the property value may be too high to even refinance the 1st, but should be explored first.Loan modification is a route that...
ocwen mortage offered me a 40 yr @4.6% mortgage with a $50,000 ballon payment. all of which is not mentioned in the papers sent to
You state that Ocwen offered you certain terms, but they are not mentioned in your paperwork. I assume the terms were delivered to you verbally then? Are you asking what your next steps are?

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