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Kennard McLeod's Answers


What are the best zero down programs in CA? First time home buyer and I don't have a clue where to start.
Hello Jesse,There are few Down Payment Assistant options available in todays market. Each program has different criteria, but most are focused on your credit scores, income and county of which you are looking to purchase. For additional information, please give our office a call. 925-326-6890 or...
Va construction loan
FHA has a "BOOL"(build on own land) program, which is a 203k(b) loan program used to finance the construction of a dwelling on land already owned by the borrower for greater than 6 months.This loan can be used for stick built or manufactured. Down payment is 3.5%.** FHA qualifying underwriting...

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