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Ken Graczak's Blog


Underwater Refinance
Updated Oct. 9, 2013
I am starting to get lot of calls regarding the Home Affordable Refinance Program (HARP) AKA The Underwater Mortgage. There is still a lot of confusion as to what lenders offer and what option homeowners have and I am going to try and clear it up with this blog.. The purpose of the Home Affordable Refinance Program is...
Make That Foreclosed Home your Dream Home with an FHA 203k Loan.
Updated Oct. 9, 2013
You have spent the last 3 months dreaming of buying your new home. You have been saving for a year for the down payment and you are ready. You have your dream home in your mind. You want that 2 story, 3 bedrooms/ 2 bathrooms home that fits the needs of your family. You want that nice yard for the kids so they can play. You start...
What is HomePath and what are the benefits
Updated Oct. 9, 2013
This word HomePath is really starting to pop up everywhere lately and a lot of people have no clue what the benefits are of the Homepath program. Most Fannie Mae bank owned properties are HomePath homes. Fannie tries to get these homes in livable condition, so they might be in better shape than your normal bank owned...

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