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Jim Wagoner's Answers


Is it possible to find out if I home I don't own has any liens or outstanding mortgages?
Mel,i can get that information for you. Just email me or call me with the address.Jim WagonerNorthwest Mortgage Group503-327-4008jwagoner@nwmortgagegroup.com
Are there higher rates for cash-out refis?
As the other answers have stated there is a small price increase for a cash out refinance if your LTV is above 60%. But that often doesn't change the rate, just the cost or rebate that you'd receive.If you're looking for a lender in the Portland area I would be happy to help you.Jim Wagoner503-327-4008
I'm a Canadian not yet living in Oregon but want loan options for US
I would need a lot more information to tell you exactly what type of loan you would qualify for, but we do have loans for Foreign Nationals, so I'm sure we could get you into a loan.Please call or email me if you'd like to discuss it further.Jim WagonerGuaranteed Rate503-468-7739jim...
Jumbo loan with 10% down???
Yes a 90% Jumbo loan is doable. I live in Beaverton and work in Lake Oswego. Happy to help.Jim WagonerGuaranteed Rate503-345-2685
How many units is the limit for FHA loans in a duplex purchase?
Steve,By definition a Duplex has two units. FHA loans will loan up to 4 units as long as one of the units is owner occupied.Jim WagonerGuaranteed Rate503-345-2685
USDA loan guidelines
100% financing. Not looking for acreage or out buildings.Please call me for more details.Jim Wagoner503-724-4235

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