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Josh Kostelyk's Answers


What would be the best way to save money when refinancing?
Your best bet would be to roll them into a new, low fixed rate loan. Either a 30 year fixed or a 15 year fixed. Depending on what your goals are. That's of course assuming you're paying a high interest rate on the $52,000. Give me a call or shoot me an email and I can help you further. My email is...
Can I get cash-out with a new home loan?
Are you talking about cash out on a purchase loan? That's not possible....
Freddie "open access"
Hey Mike! I do these! 206-282-2959 or Josh@LendingInSeattle.comCheers,Josh
where to get a mortgage
Not true. As a broker I can shop around to many different banks/lenders and get you the best deal. If you go into your local bank you're just going to get one option. The best thing to do is get quotes from your bank, a broker, online, etc and see who has the best deal. I'm positive you'll find a...
Conventional Single Premium MI
I think what you're looking for is LPMI, lender paid mortgage insurance. It's paid upfront and incorporated into the rate and the cost can be rolled into the loan, depending on your scenario. It's actually a pretty great deal right now if you have good credit. What's your...
Would lenders be willing to loan to credit score 510?
It is possible if we can get a DU approval. Send me an email and we can discuss further: Josh@LendinginSeattle.com Thanks!
Will mortgage rates go up?
Now! This is the best time!
HomeStyle Loan in the Seattle Area?
I do the Fannie Mae HomeStyle loan! I'm in Kenmore... give me a call @ 206-282-2959 or email me at Josh@LendinginSeattle.com. If you want to know more about me you can check out my website www.lendinginseattle.com. There is a link to Yelp reviews there as well :) Cheers! Josh
Co-Signer
Absolutely. You can have multiple co-signers without issue. Give me a call or email if I can be of help. 206-755-3050 or Josh@LendinginSeattle.comJosh KostelykLoan OfficerAll City Mortgage, LLC Email: josh@lendinginseattle.comDirect: 206-755-3050Fax: 425-954-75527225 NE 149th PLKenmore, WA...

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