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Joe Haglund's Answers


G-fees?
Late last week, the Federal Housing Finance Agency, the regulatory body for both Fannie Mae and Freddie Mac, announced another 10 basis points increase in guarantee fees (g-fee) that will go into effect between Nov. 1 and Dec. 1.This increase in g-fees -- the amount Fannie Mae and Freddie Mac charge...
remodel of bathrooms and recarpet
When looking at options you want to compare the interest rate and total closing costs including points and see how long you have to be in the loan to break even on paying points and additional costs. I am licensed in CO and would be happy to provide you with quotes for both scenarios if you would like.Joe...
what is the maximum income limit to be eligible for HARP
There is no income limits for the HARP programs. Please let me know if I can be of any assistance.Joe HaglundGuaranteed RateNMLS #24351480-650-1873-direct

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