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Jesse Langston's Answers


is financing available for conventional on a 630 fico?
We offer Conventional loans for credit scores 600 and up. We are located in Houston Texas and service the whole state. If you would like me to discuss all of your option in detail please call me 214-504-1869.Jesse LangstonEfast Funding - a division of Amcap MortgageLoan ConsultantDirect:...
can i get a preapproval without providing 3 credit reports?
No, the lender will need to order a tri-merged credit report in order to view your actual credit scores, trade line history, and to calculate your debt to income ratios accurately.
Does a discover student loan count towards your debt ratio?
FHA loans will NOT count the the student loan payments in the DTI ratio if the borrower can verify that the loans will remain in deferment for at least 12 months after the closing. You will need to get a deferment letter from the student loan lender.We are a direct lender located in Texas. I will be happy to go...
what can i do to get a home equity loan with poor credit?
I can help you. We are a direct lender in the Houston area.You can reach me at 214-504-1869. Thanks!
Applied for mortgage approved for 145 k but worried i'm getting jerked around on closing costs
If you still need assistance give me a call. I can almost always beat the builders preferred lender's offer. If you are short on time to close, I can close a loan in 11 days. We are a direct lender.214-504-1869 Jesse
do i qualify for harp refi if my home is with ocwen?
We do offer HARP loans at great rates. Give me a call and I can get you some answers in less than 10 minutes. We are a Texas company.
How hard would it be to get an fha loan with 650 fico?
We offer FHA loans form a 600 score or better. We are also in the Houston area. You can contact me by viewing my profile. Thanks!
FHA with 630 credit score TX?
Efast Funding is located in Texas and we offer FHA loans down to a 580 credit score with $0 lender fees. If you will contact me, I can get you preapproved and send you a Lenders Estimate within 2 hours usually. Thanks!

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