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Jerry Potter's Blog


FHA-Insured MI CHANGES
Updated Oct. 9, 2013
FHA-Insured Mortgage Loans Will Become More Expensive Beginning June 3, 2013:One of the attractive features of FHA mortgages is the low down payment option. In fact, many FHA loan programs require as little as 3.5% down. Today, mortgage insurance on FHA loans remains in place for a finite period of time. However,...
Home Affordable Refinance Program Extended
Updated Oct. 9, 2013
Under direction from FHFA, Fannie Mae and Freddie Mac have extended the HARP program for two years through December 31, 2015. The program was originally set to expire December 31, 2013. Extending the program will continue to provide borrowers opportunities to refinance, give clear guidance to lenders and...
Purchase A Home After Adverse Financial Event
Updated Oct. 9, 2013
Is there hope after an adverse financial real estate event?. Yes. It is possible to purchase a home after a bankruptcy, foreclosure or short-sale. In addition to rebuilding your credit there are specific waiting periods that will determine whether you will qualify for a new mortgage loan. These wait times vary,...

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