Credit score of 723, want to refinance my home
Hi Calvin:If you plan on moving within 6 years I would consider a 5 year ArmIf you plan on staying for at least 8 years than I would consider a 15 year FRMAt present I can offer 3.25, based on current market conditions I may be able to offer 3.125Depending on when you want to closePlease give me a call at 919 655...

Should I lock in my rate for a mortgage before the end of the year?
Hi Brett:I write a blog here on lender411 about mortgage rates dailymy Blog link is www.lender411.com/mortgage-articles/3824/Market-News-On-Rates-12-19-2011Overall, I am expecting to see some movement in the markets and mortgage rates, especially if we get some surprising results from the...

Can I buy a home with no down payment and a middle credit FICO of 749?
Hi Jennifer:There 2 programs such as VA and USDA Programs will will alow 100% financing, and another program for $100 downpaymentI also have several real estate agents in your area that specialize in finding homes for the $100 down programsFeel Free to contact me at 919 655 5461 or visit my website ...

What day is the USDA working on for North Carolina loans
As of today they are now reviewing loans submitted on November 5, later today they will be reviewing loans submitted on November 6.I hope this helps, you can expect a backup for some time in the near future since USDA has made many towns ineligible for a USDA loan starting this spring.For more...

should i contact lender?
It also depends on what type of loan you are applying for, if it's Conventional, FHA,VA or USDA.Right now USDA is taking up to 3 weeks.

what day is NC USDA loan department working on?
USDA is Currently reviewing loans that were received in their office on December 3. That said it may take 3 weeks due to the HolidaysIf you have any questions about USDA Loans you can you can visit my site at USDALOANS411.COM

will the shutdown ruin chances of gettin an fha loan or are they not affected
FHA/VA will continue to insure and guarantee loan files, however any manual request (example: requesting a case number be cancelled to allow a new case to be processed) will not be processed. Currently both the VA Portal and FHA Connection are up and running so we can order case numbers, however if...