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James Adair's Answers


What is the difference between streamline refinance vs regular refinance on fha loan?
While there is some truth in the "standard $3800" no matter where you go... what Wells fargo isn't telling you is that other lenders may be able to rebate more towards those fees than they are. so while they are right that those hard costs are there, they aren't mentioning that not...
Can I get a 4.0% Home refinance rate?
Brian, i think that if you act quickly that you can get that elusive 4% fixed rate! a 15 year loan would be far below that- in the 3.375% territory. Please connect with me to get the process rolling. I'm happy to help!
How can we lower our interest rate? Refinance or HAMP
UGH! You will have to wait for HARP, like William mentioned. You might end up getting a better deal with an FHA if your credit scores are thrashed. FHA will want 12 months on time pay history too. Good advice to get in touch with an experienced BROKER who knows the landscape and how to get things closed. Hang in...

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