What is a typical (good) origination point to pay? Usually 1 point?
We have programs with and without points, so the choice is yours. Programs with points provide you with lower interest rates. Feel free to call me and I can provide you with a real time quote for both options so that you can make an informed decision. I can be reached at 1-800-299-0270 ext. 101. You can also...

Can I Get an FHA Loan With a Credit Score of 600?
Yes, you can get an FHA loan with a mid fico of 600, and you will not be subject to a higher rate. 99% of lenders out there require a 620 or higher, so they will tell you that is where you need to be to qualify. You just need to find the 1% that allow lower fico scores. As a broker approved with multiple lenders, I...

2 single individuals - Qualify for FHA?
The key here is that you will both be occupying the home together. Therefore, you can absolutely both be on the loan. Remember that it pays to shop around though since not all FHA loans are the same. We have some of the most consitently low rates you will find anywhere today. Feel free to visit www.loantutor...

Can someone please tell me when the new harp2.0 law will go into effect?
HARP 2.0 will be available to the masses in March. Are you certain that you will not qualify for the currently available HARP 1.0? It has the capacity to accomodate those that are upside down as well. Please let me know if you would like to explore this possibility. Christian Stewart @ 714-827-6949 ext. 101

Middle FICO score of 702, wondering what rates I can refinance my home to
30 Year Fixed = 3.750% with zero points15 year Fixed = 3.250% with zero points5/1 ARM = 2.625% with zero pointsThese are once in a lifetime rates and it looks like you will benefit greatly from capitalizing. We are rated A+ with the Better Business Bureau and licensed and in good standing with the...

Can anyone do better?
Hi Viveen - That offer seems pretty high. It would be helpful to have more information, but based on what you provided, I can offer a 15 year fixed at 3.5% with around $900 in cost. I also have lower rates with higher costs, and higher rates with lower costs. I have some of the lowest rates in the industry, so if...