Can recent unemployment affect me getting a mortgage?
No- you can still obtain a mortgage but would need to explain any gaps in employment

fha loan minimum
I can always get exceptions depending on the property

could i go zero down for VA with a 620 credit score?>
Yes you can - give me a call if you want to get pre-approved

Why would an underwriter deny money from car sale if bill of sale is provided?
They have to verify any type of transactions between family members-

Hi our underwriter recently asked me to provide for a letter f explanation stating why the $265 income was not claimed on my 2015.
That's because everything has to match

I would like to purchase a vacation home but was told I need to put 25% down. Is this information accurate? It seems a bit high.
If it's over 100 miles away you could purchase it as your second home and only put 10% down- Thanks Heather Slater (352) 263-8361 hslater@patriotlending.com