Jumbo Loan Refinance
Possibly, what is your interest rate? What is the index and the margin it is tied to on your loan? Call me and I will ask the questions you need to make the right choice for you. Helen Williams 541-341-1400 x 3104

my father took a reverse mortgage out on his beach house in Oregon when he passes can my siblings and I keep the house do we have to pay off the loan does he have to leave it to us in his will..or do we have to sell the house can we keep the difference ...
Hi- a reverse mortgage is just like a traditional "forward" mortgage in several ways. It is a lien against the property. Once he passes, you will contact the servicer of the loan and get the pay off- then you can refi and pay it off. I would strongly suggest that all of you kids and your dad talk...

Is it possible to find out if I home I don't own has any liens or outstanding mortgages?
Yes, give me the address and I will look it up for you. 541-868-2660

What types of mortgages are assumable? Would getting an assumable mortgage now be financially prudent?
FHA loans are assumable. There are advantages and disadvantages of every loan- call me and I will go over them with you.541-868-2660

If my husband and I are retired can we get a mortgage on an investment property?
it depends on your income. I have done several loans for people on fixed incomes. call me and we can discuss details.Helen Williams 541-868-2660.