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Integrity, dedication, knowledge and experience are qualities essential to successful mortgage origination.

Possesses a high degree of integrity and personal character on which applicants may completely rely on for an honest evaluation concerning their application.

Is knowledgeable of all aspects of mortgage program and products and the ability to translate them in to simple terms to would be applicants. Has the ability to describe specific details of each program to realtors and other referral sources.

Has knowledge of all federal and state regulatory requirements, being certain that no law is violated during the origination through settlement periods.

Is a highly skilled professional with the ability to motivate and lend support to investor's personnel in the underwriting of mortgage applications. Personally monitors every phase of the origination process, solving problems and accelerating the process of the loan at every stage.

Has over 40 years of experience in the consumer finance/mortgage industries. Served as president on the board of directors of his states trade association. Also held positions on other industry associations board of directors at the state and national level. Served on numerous committees.>