What fees are involved in taking your name off a joint mortgage with a child?
The fees would be minimal if the lenders would allow it. However, you are a co-mortgagor on the note with your child. This means you are personally liable for the mortgage along with your child. The only way you can remove yourself from this liability would be to refinance. This means your child would have...

aiready got 2000 from 401k but they tell me I need 2000 more too close deal can I get more
If you plan administrator allows the additional withdrawal of funds you can certainly do it. If there are limitations imposed and you have to borrow the funds from your 401K then you would have to qualify for the additional loan. In short, if you have vested funds in your 401K its your money. Contact your...

refi on a farm
I would be happy to research this for you but I will need more details: Is it a working farm? Do you already have an appraisal? Approximate value and loan balance(s)? General qualification questions regarding credit and income. I am familiar with West Chester PA. Please call me to help me get a better...

i want to refi out of my FHA into a conventional with my dad as a cosignor , he is on the title & mortgage now but doesnt live the
It can be done but you will have to navigate the guides of the various conventional lenders with respect to two areas: First, you have to find a conventional lender that will allow a non occupant borrower for qualification purposes. Secondly, you will have to meet the conventional lenders occupant...

Going through mortgage broker how does it work
A broker has access to a broad assortment of different loan programs through many different lenders. They can shop for you and help tailor the loan to your needs versus being stuck with one lender. Good luck. George

looking for loan to buy gas c store in NC if some can contact me # 703-314-0413sunny
You will need a specialty commercial lender due to the environmental aspects of the property. NC is outside of my area and I also try to stay focused on residential. I would recommend soliciting community banks in the general area of the property. Most may not be interested but they surely will direct you...

Improvements for disability/elderly 203k mortgage
As long as you have plans mapped out for what improvements you would like and you qualify an FHA 203K would be an option. I would probably consult a local realtor to she if there are any properties on the market that have already had similar modifications. A 203K loan is more involved than a traditional...

My adjustable rate loan is based upon the 6 month LIBOR plus 3.7 percent, recalculated every six months. I am being charged over 7% but the LIBOR is below 1%. How can this be?
Sounds like your loan has a floor rate that you reset rate can never go below.

Any companies offering 1st mortgage on bankruptcy that was filed only two weeks ago?
No. You will need a minimum of a two year waiting period after the discharge date of your bankruptcy before you will be eligible for a new mortgage again provided you have reestablished/reaffirmed credit and meet all other general qualifications.

How long to qualify 4 VA loan after chapter 7?
For VA loans a Chapter 7 bankruptcy may be disregarded if discharged more than 2 years ago provided the Automated Underwriting System (AUS) results are positive with Approve/Accept.

Are rates for conventional lower than fha
Rates are very credit score dependent. Don't confuse rates with APR's. The APR for the loan transaction is your real total cost of financing. The higher your representative score the better the rate for the category with most lenders.