Mortgage loan options 3 years after foreclosure?
It depends on various compensating factors and most conventional lenders want at least four years out of forclosure.

Resold mortgages
If you were to go with some of the bigger lenders they usually don't sell their mortgages.

Refinancing for a senior family member in Virginia.
Since she was in Foreclosure a couple of years age she won't qualify for a refinance but she will qualify for a reverse mortgage. Please call me at 1-800-332-9221 ext 2324 my name is Glenn Main at Equity Mortgage Lending gmain@equitymortgagelending.com. NMLS# 140978.

Is it possible to switch from a conventional loan to a FHA?
Yes it can be done with a DU Refi plus. If you would like to find out if you qualify please call me at 1-800-332-9221 ext 2324 or my cell is 717-779-3692. My name is Glenn Main at Equity Mortgage NMLS# 140978 and my email address is gmain@equitymortgagelending.com.

Underwater Loan, Freddie Mac, what can we do?
The guidelines should be coming out in the next couple of weeks if you would like more info feel free to call me at 1-800-332-9221 ext 2324 Glenn Main at Equity Mortgage.

Do I qualify for the new HARP program?
You would be a good example of who the program was trying to reach with the new updated guidelines. The program has not been officially rolled out by the lenders yet it is anticipated to come out by January. We are getting all of the information now to get the process started. Feel free to contact us to see...