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GEORGE BURNS JR's Answers


VA mortgage after BK and foreclosure
In general, VA lenders will require a waiting period of 3 years from date of foreclosure + new credit. C7 BK requires 24 months from discharge. Exceptional circumstances may result in some modification, but this is tough.George Burns Jr.Sr. Loan OfficerHometown Lenders
Mortgage Options
Hi, the credit scores are good and enough time has elapsed since the C7. Income for self employed folks is calculated from most recent 2 years tax returns. If it works out that the 25K holds up then we should be in good shape. Rates are great, really low,but its tough to quote until analysis is done. So, yes...

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