What's the difference between HARP and HAMP?
The HARP Program is for a complete new refinance with new terms and usually with a new lender.The HAMP Program is for a modification of terms to your existing mortgage with the same lender.Please let me know if I can be of further assistance.Thank you.Daren

Refinace from fha loan to convetinal loan to avoid PMI?
Hello. My name is Daren Loewinger with CTC Mortgage.We are a local lender here in West Palm Beach and yes, you can certainly look to refinance out of your FHA mortgage into a conventional mortgage now. Please feel free to call me at 561-983-6413 to discuss further. Thank you

Looking for a lender to approve us for a loan based on bank statements only. Self employed with rental income only. Looking for a $350,000 loan.
We have a Bank Statement program that could work for you. Contact John Doerr, CTC Mortgage, 843-883-6213

Anyone offering a construction to perm loan for $437,000 with $10k down in SC?
Hello, Yes my company does offer construction to perm financing in SC. Please feel free to email me at DLoewinger@ctcmortgage.net or call me at 561-983-6413.Thank you- Daren Loewinger nmls#108544CTC Mortgage Company, LLC.

HI I OWN MY HOME CAN I GET A LOAN USING THE TITLE OF MY HOME?
Yes, it is definitely possible. We would need to make sure meet the qualifications. Please contact me at (843) 501-1785 and I would be glad to help you. My email address is pdozler@ctcmortgage.net.

self employed and need to know what income will be used to base my loan amount off of.
It would be best to meet with a mortgage Professional to review what income is acceptable from your Schedule C. In most cases it is a 2 year average but it is possible for 1 year. Depreciation and some mileage can be added back to your income. $70,000 of income should qualify you for over $250,000 mortgage...