best mortgage for 1st time buyer with little credit
If you make less than $76k, I would suggest 100% USDA Rural Development financing. Email me and I'll send you the brochure and we can do the Pre-Approval today. That's an awesome credit score! I'd love to get it done for you.

fHA home loan down payment for first time buyers?
I would suggest 100% USDA Rural Development financing. Call me, I'm in Denham.

I'm a veteran and want to buy my first home. What is the process?
Hi Will! We are in Denham on Hwy 16. Come see us on Monday or call us at 665-4399 to discuss. Our website is MORTGAGE225.com if you want to get started over the weekend. Thanks! Erica Whiddon/First Choice Mortgage, LLC

Do you refinance manufactured homes/mobile homes? Do you offer consolidation loans.
We aren't able to lend on manufactured. We can do cash-out refinances on traditional homes up to 85% of the value.

Are there certain Real Estate agents that handle VA purchases?
Juliette, Any licensed REALTOR can write a purchase agreement and determine if a property meets HUD minimum property standards for a government loan. Your VA loan is just the type of financing you are obtaining. I am licensed to lend throughout Louisiana and would love to pre-approve you and send a...

Credit score currently 610, what is the best and fastest way to get to high 600's?
Everyone's credit file is different. Call us 225.665.4399 or apply on our website MORTGAGE225.com if you want us to take a look at it and let you know what steps you need to take to qualify. We lend on FHA down to a 580 and are local. Thanks, Erica

how can I remove closing cost for fisrt time home buyer
Anytime you purchase a home whether with a mortgage or a cash sale, you are going to have closing costs (attorney fees to do title search and convey title, recordation costs to the courthouse, homeowners insurance to insure the property). We can offer a lender credit to cover these costs or have them...

First time home buyers grant
We participate on the CAFA program which is only available in certain parishes. We also do 100% RD, 100% VA and the 100% 203H flood loans. Call us 225.665.4399 or complete the Pre-Approval on my website MORTGAGE225.com so that we can let you know ALL of your options! We are in Denham but are licensed to lend...