I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the Bay Area. My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With 32 years and a wide range of experience in the mortgage industry, I stand ready to assist you each and every step of the way.

I understand that it's not just a house, it's your home.

Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment.

I can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans you envision for your future.

You only think about home financing a few times during your life ~ I think about it every single day. It's your home and your future. It's my profession and my passion. I am ready to work for your best interest.

*** We offer Conventional, FHA, VA and Reverse Mortgages for borrowers who want to purchase or refinance. ****