Are there any no doc loans or stated income loans available?
Perhaps if you already had an FHA loan, you could qualify for a non-income and non-credit qualifying FHA Streamline loan. While I have not seen No Doc Loans or True Stated Income loans available in some time, there are Alt-Doc loans still available such as qualifying with income on your bank...

how to refi a underwater, non-fannie mae or freddie mac loan
Federal Housing Administration (FHA) has recently announced programs that will permit lenders to provide additional refinancing options to homeowners who owe more than their home is worth because of large falls in home prices in their local markets. These adjustments will provide more...

Want to buy a house for $600,000 in California, dual income $80k / year. What are my options?
My advice would be to have the seller pay for your closing costs, and see if he would consider carrying a private second Trust Deed so that you could obtain a conventional loan with No mortgage Insurance.But if that doesn't go over so well, you're best option would be a Non-conventional High-Balance...

could i go zero down for VA with a 620 credit score?>
Of course! Call me, 949-558-9929

are fannie loans assumable?
No, Fannie loans are not assumable. However certain portfolio lenders still offer assumable loans. What were you trying to accomplish?

I need a refinance - home underwater and now with Ocwen
Give me a call and I will help you out. 949-800-5077 Drew

Jumbo loan wait time after chapter7 or sort sale in California?
An elapsed period of 12 months may be acceptable for an FHA-insured mortgage for a Ch 7 BK, if the borrower can show that the bankruptcy was caused by extenuating circumstances beyond his/her control, and has since exhibited a documented ability to manage his/her financial affairsin a responsible...

Is it possible for you to get a harp loan even if you have a bankruptcy?
Yes I can do a HARP loan on a FANNIE or FREDDIE loan 1 day out of BK wither CH7 or CH13 subject to a DO or DU approval. For more information go to www.desktopapproval.com

How long does the down payment of a home has to be seasoned before we can do the home buy transaction?
Typically 60 days in the same account, unless you get a letter expalining the source of the funds. Are you moving them from a retirement account at work? Or is it Gift Equity? www.drewhernandez.net 866-659-2500

No it will not

looking for a loan that offers cash upfront for renovations, and can close in 30 days or less. Goal is to purchase an auction property and make renovations.
How much cash do you need?

Purchasing a home out of state.
I can help you with this. What area in Oregon do you want to purchase?

When rates are this low, does an adjustable rate make sense? Are rates going to drop down even more? Please advise.
That's a great question with several different correct reasons to still get an adjustable mortgage. Generally you are paying a premium to your lender for them to eliminate the variability and fix your interest rate for the term of the loan. However certain investors and/or borrowers know that they...

need home equity loan but i have a bankruptcy chapter 7 two years ago. Great job, great credit for post bankruptcy; can I get one.
How much equity do you have?