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Doc Compton's Answers


my credit score is very low, can I still get a mortgage
There is ALWAYS hope...But I would definitely recommend spending some time working on the issues that have brought your score down. Not only will you be in a better position to get a mortgage, but you'll also likely saves tons of money on other purchases along the way. For example, your insurance will...
Can I buy a $200,000 house?
In as much as I am not a lender, but a consumer credit expert, I may not be able to answer the question directly, but I would like to offer some advice for exactly HOW you should be paying your monthly credit card bills, as this can potentially push your score even HIGHER! This article contains one of the...
If person A cosigns a loan for person B, should the credit report of person A shows he/she cosigned?
Absolutely!If a social security number was provided, the account is subject to reporting.Additionally, co-signing may create something called, "file merging", where information from one borrower, especially address and contact information, can be placed on the other borrower's credit...

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