Sticky situation with VA loan and dishonorable discharge
As far as I know, the discharge must be anything other than dishonorable in order to make one eligible for the VA home loan benefit. You might want to check with the VA directly though. Assuming you don't have VA eligibility, there is another 100% financing option, similar to a VA loan, that you might...

Are va loan rates lower than conventional?
It depends on how much money you have available to put down. If less than 20% of the purchase price, VA will almost certainly be a better option than conventional. VA rates are lower than conventional and there is no monthly PMI with down payment less than 20%, whereas conventional would have the monthly...

how far back can a lender go
I would be happy to assist with your question. Feel free to call, email, or text-message me specifics. Sincerely, Derrick Novakowski NMLS 728822 | 14 year Mortgage Veteran | dnovakowski@novalends.com | 214-455-1780 direct/text

How can I get a cashout loan or refinance that can give me 70% of my current equity?
If this is your primary residence, Texas law limits you to 80% LTV but I would be happy to discuss options with you. We do non-mortgage lending too. Feel free to call, email, or text message me anytime. -Derrick Novakowski | 14 Year Mortgage Veteran | NMLS 728822 | 214-455-1780 | dnovakowski@novalends...

How long does a cash out refinance take to process?
All lenders are different. My process is such that your appraisal would have been ordered within days of receipt of your signed paperwork and supporting docs. Appraisals take about a week and then I would have you at the closing table about a week after receipt of appraisal. My total time from...