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Dick Lee's Answers


how do i get a home loan with no credit
hi there, you already have credit and just an alternative type; do you own a car? do you have car insurance, have a mobile phone contract? are you currently paying rent? please feel free to reach out to me, my name is Dick Lee with Independent Mortgage, LLC in Newton, MA email dlee@indmortgage.com or 617...
cash out refinance on inherited property
do you currently live in that property? what type of property is it?
Will my credit be affected if I am dealing with several lenders at once?
Hello MFreeman, all inquires must be addressed when applying for a mortgage. multiple inquiries will not hurt you, however if not within a short period of time can. i'd be happy to sit down with you as I'm located in Newton and live there too
Can i get a refund for my appraisal?
sorry, no refunds on the appraisal fee
How much out of pocket is expected on a $245,000 FHA loan?
the appraisal fee roughly $450, which can be credited at the closing. pre paid interest, will depend on the closing date, establishment of the escrow account for real estate taxes and home owners insurance
I have an FHA loan its only been 4 years. If the value is more can I refinance in 5 years?
YES!! of course!! would be happy to to guide you through the process and evaluate your complete financial situation! 508-277-9939
Where ca I get a Home Equity loan with good credit but high DTI?
please feel free to reach out to me at 5082779939, I can certainly discuss your situation with you in private.
Is there anyone who can help a veteran first time home buyer?
Good Evening, I would be happy to help you out. I can also refer and great realtor that will help you find the best home for you and your family. At your convenience call me at 508-277-9939 and I'll personally walk you through the process.DJ
Looking for a 80-10-10 fixed rate lender
Would be happy to help you! Can you tell me more about your purchase? thanks,DickDick J. Lee, Managing Director, NMLS #13202MSA Mortgage, LLC NMLS #1984Asian Real Estate Association of America Boston Chapter, President 2016 - Present Chair Membership Services 2018 (AREAA)617-965-1988 Ext 208...
My Mom has an outstanding HELOC loan:approx.$135,000. How can HARP refinancing assist in lower interests, lower payments, etc.???
Happy Saturday. The HARP is designed for certain 1st mortgages. I would be more than happy to review your mom's scenario. Thank youDick Lee508-277-9939

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