Home Underwater? You might still be able to refinance!
Updated Oct. 9, 2013
A huge percentage of home owners are underwater. Meaning the value of their home is lower than what they owe on it. The incredibly low refinance interest rates have been a tease and a taunt to almost all of them. Until now! Fannie Mae and Freddie Mac have released programs which are not denied because a home is...

The Crackdown on FHA Mortgages
Updated Oct. 9, 2013
That's right, there is a Crack Down on FHA Mortgages going on right now. If you plan to purchase a home or refinance a home using an FHA mortgage be sure to stay tuned. I will be releasing updated data as it comes out from different investors. Here is what I'm talking about. FHA itself is not changing rules it is...

First Time Home Buyers Can Buy Today!
Updated Oct. 9, 2013
Many would be First Time Homebuyer's don't believe they qualify to buy!Did you know that almost 70 percent of the potential first time home buyers we interview qualify to buy a home on day one? Today I'd like to share 3 very important types of mortgages for would be home buyers in today's...

The Home Buying Process for Today's Market
Updated Oct. 9, 2013
Did you know that over 90% of potential home buyers start the process in reverse?Today I'd like to share the 3 key steps in the home buying process, in proper order. If you are considering a new home purchase there is a series of steps you will want to follow to not only make your home buying successful but also to...

FHA LOAN COSTS UP! Get a lower cost mortgage.
Updated Oct. 9, 2013
Yes, the cost of getting an FHA loan is up in two ways.. 1. In the government funding fee also know as the Up Front Mortgage Insurance Premium, or UFMIP for short. Before April 9th this fee was at 1% of your loan amount. Now it is at 1.75% of your loan amount. Almost doubling.. 2. In the monthly Mortgage Insurance premium AKA - MIP....