Can I streamline refinance my condo if FHA approval expired?
I don't see why not

what is the standard waiting time for loan approval?
The lowest we ever had was 24 hours since we had a dedicated underwriter to our team which consisted of 3 sales people. night now we are at 5 days and ive seen a couple of other companies around here that were at the same rate. But like Travis stated it can take up to a month.

FHA help!
One Option whould be to go through a streamline and quictclaim your husband off the property as long as your mother in law can qualify soly as the primary title holder.