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David Gosselin's Answers


Should I pay off a medical bill that went to collection that is 2-3 years old?
If you can get the collection agency to agree to "remove or delete" the collection at the time you pay off the collection then you should do so. If they will only agree to mark it as "paid in full" then I would just let it be and not pay it off because it will make this account a more...
Ca I get a home equity loan with bad credit?
You mentioned that you had "bad credit" but you need to find out what is on your credit report that is giving you a mid 500 credit score. I would work on this first because it will be a problem for you not only on applying for a mortgage but in other area's as well. If you have open collections...
What would be my FHA loan rates with a 726 credit score
Hi..The current with me today at 0 points would be 4.000% on an FHA 30 year fixed. I would try though to get you into a convnetional loan with 5% down as then you could get rid of the PMI in the future once you loan to value (LTV) reaches 80%. SInce your credit score is over 720 you can have the down payment gifted to...
possible to get a jumbo with 700 score?
I can offer you a rate with 0 points at 3.5% on a 5-1 Jumbo arm with only 29% down. Please call me at 303-204-0193. Thanks David

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