My clients receive intelligent & knowledgeable loan counseling with real care & concern for their needs. You can depend on my 35 years in the real estate, mortgage, and building industries. You can expect personalized care from me and my processing staff. Concern for the client is my utmost priority.

My understanding of the complicated mortgage process comes from many years of experience in both the real estate and mortgage lending industries. My "We're In Touch" Communications Program is unparalleled in the industry. We want you to have instant access to the information you depend on. My team is are renowned for our Customer Privacy Policy and concern for our clients is evident at every level.

My wife and I reside in Chisago City, MN on beautiful Green Lake. I was the past President of the Green Lake Association. I have 3 children, one is in her early 30"s living in Portland, Oregon working as a teacher at Portland State. The Other Two reside in Minnesota. One is a Doctor of Veterinary Medicine & one works in Social Media marketing.

I also have 4 grandchildren. My hobbies include boating, fishing, and photography. I was raised in Milwaukee, Wisconsin and then moved to the Twin Cities in 1975.

My Clients can Apply On-Line at: http://www.fastclosing.com/thank-you/

Business professionals are invited to click my LinkedIn profile: http://www.linkedin.com/in/davekosmecki

Download my FREE! Phone App to compute all your mortgage payments. Download at http://dave.mortgagemapp.com/