Refinance 110% or Refinance with HELOC?
FHA 203K Rehabilitation Program will be best suited for your scenario, but you will have to qualify with your gross monthly income (or combined with your spouse) if you are employed (W-2 employee) or with your net taxable income, if you are self employed. Monthly payment including FHA Mortgage...

Would DTI cancel out low credit?
I agree with Ronald Stewart comments below. The rate will be slightly higher than the normal, but still will be a great rate. We can help you accomplish this with FHA lenders that specialize in middle Fico scores as low as 580, with low DTI and with good employment. You can give us call at (718) 482-8111 to...

Do you do Commerical Loans? CEMA Loans?
Yes. We at residential Home Funding Corp. have our own commercial division, RHF Commercial, and can do any type of commercial loan. Contact us at my direct line (914) 393-9600. I mainly work in the Brooklyn area and will be more than happy to help you on your search for a fair and convenient mortgage. Thank...

Can someone go over the benefits of an interest only mortgage? Does it make sense if I plan on selling in the next 5-7 years?
Yes, it makes sense. And mostly if you plan to move out in that time period. As well as you can apply for a 5/25 or 7/23 hybrid. Which means you can have a low interest rate, but for 5 or 7 years will be fixed and will amortize that loan. After that it will convert to an adjustable but, hopefully you will sell,...

11 years ago i took a reverse morgage. presently i owe 40,000 to variouse creditcards the only asset is the rev/morgage and s/
My name is Claudio "Paul" Williams and I am an experienced Reverse Mortgage Loan Originator. Depending on the value of your CT property, the age of the youngest borrower (if a married couple) and the balance on your existing Reverse Mortgage, that $ 40K debt on credit cards might be possible to be wiped...

does midland bank do bank statement morgage
No....We do. 12 months personal or 24 months self employed Corp. RHF Mortgage Bankers (914) 393-9600 - Ask for Paul Williams. NMLSR ID #: 7734... Thank you!