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Carlos Hernandez's Answers


Hi what is the lowest possible down payment FHA will accept?
FHA programs allows as low as 3.5% for down payment. You will also need addition funds for closing cost. Feel free to contact me so I can go over on your total estimate closing cost. You can reach me at 408-829-0720 or you can also email me to carlos_h_95@yahoo.com
Best option for underwater refi - not HARP eligible!
There's a couple of options for you. Please contact me directly at 408-829-0720 or themortgagegroup1@gmail.com
will an arrest on my record prevent me from getting a loan?
Feel free to contact me for more details at themortgagegroup1@gmail.com
What specific inspections do FHA 203K loans require?
All the answers are correct. If you would like more details please feel free to contact me directly at themortgagegroup1@gmail.com
how much do i need to put down on a manufacture home loan?
In California for purchasing a Manufacture/Modular homes you can put down as little as 3.5%. Contact me for more details at themortgagegroup1@gmail.com or 408-829-0720
if I did i loan modification in June 2009, does that make me ineligible for a HAMP loan?
I will need further information to better answer you. Please contact me directly at themortgagegroup1@gmail.com
if i am behine canyou help
That is the 1st step you should take to contact your current lender or HUD for counseling. I specialize in home loan modifications for the past 7 years. If you would like a free consultation please contact me directly at themortgagegroup1@gmail.com
do I have to have a lender in the same state that I buy a house in?
I agree as well. If you need any further information feel free to contact me at themortgagegroup1@gmail.com
Where can i obtain the current interest rates mortgage refinance for a 695 credit score in southern ca?
Every ones answer is correct but if you need further information I am available Saturday and Sunday you can call me directly at 408-829-0720
calstrs option for police officers?
One of your options is the FHA Home Loans for Police Officers. If you are a first time home buyer and would like to place as little money down as possible then this is the best option. As mention Law enforcement officers are eligible participants of good neighbor next door, which is a special home buying...
IN NEED OF A CONSTRUCTION LOAN
Hi there I would be more than happy to guide you for this loan construction process. Please feel free to contact me directly at 408-829-0720 or themortgagegroup1@gmail.com or www.mortgagegroupca.com
how do you split mortgage and ownership with spouse if they put entire down payment on property?
I am local Mortgage Broker near your City. As far the loan I can give you free consultation. You can reach at 408-829-0720 or www.mortgagegroupca.com
We paid cash for our home. Can we now take an equity loan against the house, and at what interst rate?
Yes you can definitely take cash out now. There's more detail information I will need to be able to offer you your loan options. Feel free to contact me directly at 408-829-0720 or carlos_h_95@yahoo.com
Need the best rate in 5-1 ARM in California
Please feel free to contact me directly I need to gather a few more details in order to quote you and to see if I can beat your quoted rate along with your quoted fee's. You can reach me at 408-829-0720 or themortgagegroup1@gmail.com or www.mortgagegroupca.com
Does the construction to perm va loan include a 4 plex
I might be able to help. I'm a mortgage broker in California You can contact me directly at 408-829-0720 or themortgagegroup1@gmail.com or www.mortgagegroupca.com
They are European helping loan seekers get loan, tell them Mr, Robin Floyd referred you to them. euroniceloancompany@gmail.com
I can help with a loan for your clients. They can contact me directly. I will also reach out to them. Have a great day.

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