Please enjoy my website. My website is like a little book consisting of five chapters. Each chapter contains step-by-step information in linear order for making your mortgage decisions easier and with more confidence. You may quickly-click-Thur to see the pages were you may be interested. t will take about one-hour should you follow all the links. Less if you don not.

Most borrowers call around or search the web trying t find the best rate. What good does that do them if they are one of the 25% of Mortgage Loan Applications that do not close?

"DO IT NICE" - "DON'T' DO IT TWICE" - "GET IT RIGHT" - "THE FIRST TIME!"

I have an AVM like Zillow's "Zestimate"on my website and an Appraiser which you may ask questions.

"KNOWLEDGE IS POWERFUL - "'PREPARATION IS EVERYTHING!" S

Should you wish to use my AVM to compare to others - NO user name or email address is required. I do not have visitor "capture" forms to complete prior to receiving information. On a refinance or purchase property value is important to know. A click an address and a few heart beats provides an approximate value.

To make mortgage decisions preparation is everything. The more you know the easier it will be. You can quickly choose and easily absorb topics for your specific needs. This includes products I chose not to originate.

To further understand me you can see some my interests at "Rudi's List" on www.myocinfo.com. This is a Family Website with "Tons" of Links on a large variety of topic. Check-it-Out.I

Reading my "LITTLE BOOK-SITE" you may discover I am the "Unique Mortgage Banker of California" to best serve you www.umboc.com.

Rudi Hofmann, Unique Mortgage Banker of California - http;//www.umboc.com
California Department of Real Estate License #01230315
Nationwide Mortgage Licensing System & Registry (NMLS) #336604.