I have been working with clients for over 15 years. In addition to being certified in California as a Mortgage Broker I am also a Certified Public Accountant(CPA). I have helped clients that have great credit and ample cash liquidity to those that had circumstances that deterred them from being approved for loans from Banks. For me each client is different and therefore I work with clients to find the best financing solution for them based on their individual criteria and circumstance.