If I get a mortgage loan, will that make my credit go down?
As long as you make your payments on time it should actually help improve your credit score. If you have late payments then it can negatively affect your credit score.

How many times can you refi your house?
Hello - there isn't a limit on the number of times you can refinance. We do, however, suggest it makes sense to complete the refinance whether it be to reduce your rate or take cashout to consolidate other debt. Feel free to call or email me directly if I can answer any questions.Thank...

Can I refi if income is 100% foreign based?
It may be possible to refinance while living in Spain. In the past we have had to document tax returns for the previous 2 years filed in both the US and the foreign country as well as document current pay amount and that it is likely to continue for at least 3 years. Due to 2020 guideline changes I will need to...

My lease is up in 2 mos and I want to move into a bigger place. I prefer to buy but I'm not sure if I can get a loan within 2 mos. Possible?
Yes it is possible. We are a local ND lender and can assist you.Thank you701-461-8450valleymortgageinc.com