What is a non-conforming jumbo loan?
Mr. Rglover is incorrect. You must first look up your county loan limit to see if your county allows a loan amount over 417k. If it does than you must stay under that loan amount to adhere to Fannie and Freddie guidelines and be considered conforming within their limits. If you are above the loan limit...

i have a loan with countrywide/BofA that is 1.4million, but the home is now worth $850K. What are my refinance options. I am currently paying on an interest only 6.75% note.
I would contact a non profit organization to help advocate for you. A company like NACA will assist you free of charge in negotiating with your current servicer to lower your interest rate and or forgive some principle balance due to the negative equity position you are in. This is all done in an effort to...

Are there any options out there that require less down?
USDA loans do not require any down payment at all. They are available at 100% financing plus allowable seller concessions. You can actually finance 103% of the purchase price for minor repairs and upgrades. There are a few things you must research before you begin your property search if you plan on...

Home has lost value, can I get lower payments?
Starting November 15th the "Making Homes Affordable Program" with eliminate all loan to value restrictions. I would be more than happy to evaluate your situation and give a free no cost no obligation quote as to what your options are. Brian Dawson866-790-4489- EXT 4207

Refinancing my home with 706 credit score
Yes you could benefit from a refinance. We are a correspondent lender representing over 200 investors. We have rates for 30 year terms starting out in the high 3's. I saw one of the answers here state as a general rule of thumb you need to save at least 1 percent. That is correct, and with my company you...

Looking to refinance a home, 669 FICO score
Yes you can do better. Your credit score is not that bad at all. Unlike most brokers that get their pricing from lenders like myself, we do have huge hits to interesst rates because of your credit score. We are a wholesale LENDER that represents dozens of large investors across the country. There are many...

What mortgage rate can I get with a FICO credit score of 741?
There are multiple factors that can influence your qualifying rate on a refinance. I can offer a free no cost no obligation quote for you. Initialy everything looks reall good, and if you take a look at my site www.ohiomortgagebestrates.com you will see rates for 30 year mortgages start off at 3.5% with a 3...

Do I qualify for the HARP Mortgage Program?
Yes by Mid March I can do this for you. I represent a correspondent lender with MANY big bank investors. I corporate headquarters is in Boca Raton, so I am very familiar with the Florida market. Please contact me on March 1st and I can get you pre-qualified and get everything ready to go once the program is...

i want to buy a house with my friend - he is not VA eligible but i am
Yes you can provided certain criteria are met. Please feel free to contact me for a confidential analysis. Brian DawsonCole Taylor Mortgage614-375-1754bdawson@ctmtg.com

Refinance or Home equity loan
Apply here at the link below and I will take a look at everything for you. I am a direct lender and have access to all available loan programs. http://briandawson.homepointfinancial.com/

How long does it take to get approved for a va loan?
The last two VA loans I closed in 19 and 23 days respectively. I post these turn time dates for my clients on our facebook pages as well after they close for all to see and it and know it did happen. Closing VA loans quickly is all about knowing the process and getting ahead of the things that tend to slow things...