Looking to refinance ASAP. How quickly can I get this done and what information is needed?
Hi Sara- Is before end of the month too soon? That is very realistic; we are averaging 22 days from application to close. We can get all the information over the phone in 5 minutes. You can also apply @ www.loanservices.com too. Feel free to email me @ bhumrick@loanservices.com or call me direct @...

Disabled Veteran shopping for the best mortgage rate
Hi Gary, Yes! VA rates are readily available under 4%. I'm a 23 yr retired Vet myself and do a ton of VA loans. Happy to explore options with you. Please google my name and check out my references. If I can be of assistance, here is my contact information: Brandon Humrick / bhumrick@loanservices.com ...

want to refi. foreclosure 3/13, interest rate 4.5 credit score 725, Annual income $50,000. Stockton CA, I owe 158,000, $267,667
What type of loan do you have now e.g. Conv, FHA, VA, or Other? The waiting period for foreclosure is dependent on the type of loan you want to obtain. It may not be applicable at all if you currently have an FHA or VA loan. It may not apply on a Convention loan either, if there was a Bankruptcy and the mortgage (on...

Can I refi right after I purchase?
You many not need to. A little-known strategy, called "recasting," or "re-amortization," is available through some mortgage lenders and servicers. It involves paying off a lump sum of the principal amount and asking to have the monthly payments reset according to the original interest rate and...